| 1 | Couples lack tools to jointly manage household spending and finances | software | 70 | 57 | 45.24 | → |
| 2 | Extreme hold times on MOHELA student loan forbearance requests | service | 63 | 52 | 43.29 | →-1.6% |
| 3 | OpenInsider UI outdated and lacks transaction type granularity | software | 54 | 55 | 39.16 | →-1.8% |
| 4 | Fidelity lacks DRIP-excluded gain tracking | software | 55 | 67 | 36.48 | →-1.8% |
| 5 | Stripe rejects NSFW content payment processing | software | 56 | 61 | 36.44 | → |
| 6 | i am sure it | software | 38 | 49 | 33.74 | →-2.6% |
| 7 | Scaling meter data intake 3.5 orders of magnitude | software | 36 | 51 | 33.06 | →+2.9% |
| 8 | Real-time expense categorization for mixed business-personal spending | service | 25 | 36 | 32.70 | → |
| 9 | Matching insurance claim denials to specific policy language gaps | service | 25 | 43 | 32.70 | → |
| 10 | Verifying insurance coverage adequacy without hiring a broker | service | 25 | 37 | 32.70 | → |
| 11 | Understanding personal credit impact of business debt guarantees | service | 25 | 45 | 32.70 | → |
| 12 | Identifying overlooked tax deductions specific to industry or profession | service | 25 | 38 | 32.70 | → |
| 13 | Managing foreign tax obligations for remote international contractors | service | 25 | 42 | 32.70 | → |
| 14 | Navigating multi-state sales tax compliance for small online sellers | service | 25 | 39 | 32.70 | → |
| 15 | Reconciling mismatched invoices across multiple payment processors | service | 25 | 37 | 32.70 | → |
| 16 | Retroactively fixing bookkeeping mistakes from prior quarters or years | service | 25 | 43 | 32.70 | → |
| 17 | Prioritizing which business debts to pay down when cash flow is tight | service | 25 | 40 | 32.70 | → |
| 18 | Insurance agents cannot quickly audit client policy redundancies | service | 25 | 34 | 32.68 | → |
| 19 | Self-employed struggle matching receipts to tax deductions | service | 25 | 43 | 32.68 | → |
| 20 | Tax preparers cannot efficiently share multi-document requests with clients | service | 25 | 44 | 32.68 | → |
| 21 | Debt settlement negotiators cannot model settlement impact on credit timeline | service | 25 | 40 | 32.68 | → |
| 22 | Bookkeepers cannot reconcile expense reports across vendors | service | 25 | 40 | 32.68 | → |
| 23 | Small businesses cannot track multi-month debt payoff strategies | service | 25 | 36 | 32.68 | → |
| 24 | Family bookkeepers cannot delegate tasks without full QuickBooks/accounting access | service | 25 | 44 | 32.68 | → |
| 25 | Accountants struggle scheduling year-end client reviews | service | 25 | 37 | 32.68 | → |
| 26 | Insurance claimants cannot track claim status across adjusters | service | 25 | 36 | 32.68 | → |
| 27 | Gig workers cannot identify which clients are actually profitable after fees | software | 25 | 39 | 32.65 | → |
| 28 | Personal budgeters cannot automatically categorize irregular income sources | software | 25 | 40 | 32.65 | → |
| 29 | Expense categories get misclassified, breaking tax deduction accuracy | software | 25 | 48 | 32.65 | → |
| 30 | Small invoice users cannot bulk-update payment status across multiple platforms | software | 25 | 47 | 32.65 | → |
| 31 | Freelancers cannot visualize cash flow gaps between invoicing and payment | software | 25 | 46 | 32.65 | → |
| 32 | Budget users cannot differentiate one-time expenses from recurring in reports | software | 25 | 42 | 32.65 | → |
| 33 | Multi-currency freelancers cannot track profitability per client accurately | software | 25 | 46 | 32.65 | → |
| 34 | Personal budget users get blindsided by subscription renewals they forgot about | software | 25 | 42 | 32.65 | → |
| 35 | Freelancers cannot automatically reconcile bank deposits to individual invoices | software | 25 | 39 | 32.65 | → |
| 36 | Contractors cannot split shared expenses across multiple clients or projects for accurate per-project profitability | software | 25 | 44 | 32.63 | → |
| 37 | Freelancers cannot visualize cash flow timing gaps between project invoicing and payment receipt | software | 25 | 53 | 32.63 | → |
| 38 | Freelancers cannot easily understand which clients or projects are actually profitable after all overhead allocation | software | 25 | 44 | 32.63 | → |
| 39 | Invoice-based business owners cannot automatically track late payments and calculate impact on cash flow or creditworthiness | software | 25 | 48 | 32.63 | → |
| 40 | Self-employed users cannot track quarterly tax payment deadlines and estimate liability before penalties occur | software | 25 | 45 | 32.63 | → |
| 41 | Freelancers cannot easily submit expense reports or track reimbursable expenses from clients before invoicing | software | 25 | 46 | 32.63 | → |
| 42 | Small business owners cannot automatically categorize business expenses from personal spending mixed in the same account | software | 25 | 47 | 32.63 | → |
| 43 | Small business owners cannot easily track mileage and vehicle expenses for tax deductions | software | 25 | 48 | 32.63 | → |
| 44 | Freelancers cannot reconcile invoice payments to expense categories automatically | software | 25 | 44 | 32.63 | → |
| 45 | Self-employed tax filers cannot estimate quarterly payments without professional help | service | 25 | 46 | 32.62 | → |
| 46 | Small business owners struggle to categorize mixed personal-business expenses | service | 25 | 48 | 32.62 | → |
| 47 | Debt negotiation and settlement documentation management | service | 25 | 45 | 32.62 | → |
| 48 | Recent divorcees confused about tax filing status and dependent claiming rights | service | 25 | 47 | 32.62 | → |
| 49 | Freelancers struggle to match invoices to actual work performed | software | 25 | 50 | 32.62 | → |
| 50 | Debt consolidation clients cannot track which creditors agreed to settlements | service | 25 | 50 | 32.62 | → |