| 1 | Couples lack tools to jointly manage household spending and finances | software | 70 | 49 | 92.86 | ↑+100.0% |
| 2 | OpenInsider UI outdated and lacks transaction type granularity | software | 62 | 47 | 65.96 | ↑+51.2% |
| 3 | Fidelity lacks DRIP-excluded gain tracking | software | 55 | 48 | 38.19 | ↑+34.1% |
| 4 | Extreme hold times on MOHELA student loan forbearance requests | service | 46 | 41 | 24.31 | ↑+100.0% |
| 5 | Stripe rejects NSFW content payment processing | software | 39 | 30 | 15.17 | → |
| 6 | Scaling meter data intake 3.5 orders of magnitude | software | 31 | 45 | 8.04 | ↓-6.1% |
| 7 | Multi-currency expense tracking without real-time conversion rate updates | software | 17 | 46 | 0.00 | ↑+41.7% |
| 8 | Small business owners cannot predict cash flow gaps before they become crises | software | 17 | 42 | 0.00 | ↑+30.8% |
| 9 | Budgeters cannot reallocate spending in real-time when unexpected freelance projects arrive | software | 17 | 41 | 0.00 | ↑+54.5% |
| 10 | Freelancers cannot easily categorize mixed-purpose business expenses for taxes | software | 17 | 43 | 0.00 | ↑+88.9% |
| 11 | Accountants cannot easily explain tax code changes that affect client filing strategies | service | 17 | 41 | 0.00 | ↑+21.4% |
| 12 | Inability to set expense budgets by project or client for profitability analysis | software | 17 | 40 | 0.00 | ↑+13.3% |
| 13 | Debt settlement clients cannot verify if settled accounts were actually removed from credit reports | service | 17 | 35 | 0.00 | ↑+30.8% |
| 14 | Invoice managers cannot set payment reminders that account for client-specific payment delays | software | 17 | 48 | 0.00 | ↑+21.4% |
| 15 | Difficulty separating client retainer draws from actual profit for business health assessment | software | 17 | 45 | 0.00 | ↑+70.0% |
| 16 | Small business owners struggle to categorize mixed personal-business expenses | service | 17 | 42 | 0.00 | ↑+88.9% |
| 17 | Freelancers struggle to match invoices to actual work performed | software | 17 | 44 | 0.00 | ↑+41.7% |
| 18 | Expense trackers cannot distinguish business vs personal purchases made on personal cards | software | 17 | 44 | 0.00 | ↑+30.8% |
| 19 | Personal budgeting apps ignore self-employment tax liability visibility and quarterly planning | software | 17 | 48 | 0.00 | ↑+41.7% |
| 20 | Debt consolidation clients cannot track which creditors agreed to settlements | service | 17 | 44 | 0.00 | ↑+30.8% |
| 21 | Expense categorization requires manual tagging for every transaction without smart defaults | software | 17 | 41 | 0.00 | ↑+30.8% |
| 22 | Late payment tracking generates no actionable follow-up workflows | software | 17 | 43 | 0.00 | ↑+54.5% |
| 23 | Accountants waste 15+ hours monthly chasing down missing expense receipts from clients | service | 17 | 43 | 0.00 | ↑+54.5% |
| 24 | Bookkeepers lack visibility into invoices sent to clients who never pay | service | 17 | 41 | 0.00 | ↑+13.3% |
| 25 | No integration between time tracking and invoicing creates double-entry accounting for freelancers | software | 17 | 41 | 0.00 | ↑+70.0% |
| 26 | Personal budgeters cannot visualize spending patterns across irregular income months | software | 17 | 38 | 0.00 | ↑+54.5% |
| 27 | Insurance policyholders cannot compare coverage changes across policy renewals | service | 17 | 41 | 0.00 | ↑+41.7% |
| 28 | Personal and business budgeting tools cannot model irregular freelance income for planning | software | 17 | 43 | 0.00 | ↑+13.3% |
| 29 | Insurance claimants cannot find which documents insurers actually require before submission | service | 17 | 37 | 0.00 | ↑+88.9% |
| 30 | Invoice creators cannot track which clients consistently pay late | software | 17 | 46 | 0.00 | ↑+54.5% |
| 31 | Self-employed tax filers cannot estimate quarterly payments without professional help | service | 17 | 40 | 0.00 | ↑+54.5% |
| 32 | Inability to track retainer vs project-based income separately for tax planning | software | 17 | 40 | 0.00 | ↑+30.8% |